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FinTech Investment Market - Global Industry Analysis, Size, Share, Growth Opportunities, Future Trends, Covid-19 Impact, SWOT Analysis, Competition and Forecasts 2022 to 2030
The FinTech Investment market size is estimated to be worth US$ 49920 Million in 2022 and is forecast to a readjusted size of US$ 113670 Million by 2030 with a CAGR of 14.7% during the forecast period.
FinTech Investment Market Overview:
Financial technology (FinTech or fintech) is a new technology and advancements expected at competing with traditional financial methods in the provision of financial services. FinTech is a new industry that uses technology to improve financial events.
Financial Technology (FinTech) refers to the combination of technology and financial services. Fintech mostly denotes financial solutions built on highly innovative and pioneering technologies. Interestingly, non-financial startups are leading the fintech ecosystem and disrupting the entire financial industry on an end-to-end basis with a focus on the evolution of consumer banking habits. However, the ultimate beneficiaries of fintech are financial institutions.
This report provides insight into FinTech investments through quantitative and qualitative analysis to help readers develop business/growth strategies, assess market competition, analyze their position in the current market, and create knowledgeable businesses. It aims to provide a comprehensive presentation on the global market. Decisions about fintech investments.
FinTech investment market size, estimates and forecasts are provided in terms of sales volume (in K units) and revenue (in million dollars), with historical and forecast data for the period 2017-2030, with 2022 as the base year. This report fragments the global Fintech Investment Market in detail: Regional market sizes related to products by type, by application, and by player are also provided. In estimating the size of the market, we took into account the impact of COVID-19 and the Russian-Ukraine war.
Key Market Updates:
- Ant Technology Group Co. Ltd. - The Company builds the infrastructure and platform for the digital transformation of the service industry and likewise offers equal access to green and sustainable finance and other services.
Major Market Segments Covered in FinTech Investment Industry Research:
Market Key Players:
Oscar, Qufenqi, Wealthfront, ZhongAn, Atom Bank, Avant, Funding Circle, Klarna, Kreditech, OurCrowd, WeCash, H2 Ventures, KPMG, and Others.
By Type:
- Crowdfunding
- Peer-to-Peer Lending
- Online Acquiring and Mobile Wallets
- MSME Services
- MPOS
- MobileFirst Banking
- Bitcoin
- Others
The P2P lending segment accounted for over 56% of the market share and is expected to maintain its market leadership. P2P lending is one of the most used models by borrowers and includes entities for instance borrowers, P2P lending platforms, and investors in the market, providing clear visibility in terms of the level of risk involved in investing.
By Application:
- Large Enterprises
- SMEs
- Other
The large enterprise segment accounted for more than half of the market share in 2019 and is expected to continue to dominate during the forecast period. The growing penetration of e-commerce has also played an important role in increasing FinTech adoption by large enterprises.
By Technology:
- Internet of Things (IoT)
- Artificial Intelligence
- 5G
- Big Data
- Blockchain
- Open Banking
- Others
By Region:
On the basis of region, the global fintech investment market has been segmented into North America, Europe, Asia Pacific, Latin America, Middle East & Africa. Among the regional markets, the North American market accounts for the largest revenue share in the global fintech investment market. Existing financial services are at risk in the region as a major number of new tech support providers have entered the region's financial services industry. Through several fintech networks, several startups are starting to provide funding, like education loans, in the region. This is a major factor driving the growth of the North American fintech investment market. Many partnerships and acquisitions among FinTech investment market participants are also predictable to occur in North America during the forecast period. As open banking and other regulatory initiatives redefine the financial services sector in the region, the fintech investment market in Asia Pacific is expected to witness the highest growth rate in the forecast period.
- North America
- US
- Canada
- Mexico
- Rest of North America
- Europe
- Germany
- France
- Italy
- Spain
- UK
- Nordic Countries
- Denmark
- Finland
- Iceland
- Sweden
- Norway
- Benelux Union
- Belgium
- The Netherlands
- Luxembourg
- Rest of Europe
- Asia-Pacific
- Japan
- China
- India
- Australia
- South Korea
- Southeast Asia
- Indonesia
- Thailand
- Malaysia
- Singapore
- Rest of Southeast Asia
- Rest of Asia-Pacific
- The Middle East & Africa
- Saudi Arabia
- UAE
- Egypt
- South Africa
- Rest of the Middle East & Africa
- Latin America
- Brazil
- Argentina
- Rest of Latin America
Key FinTech Investment Market Driver
One of the key factors driving the growth of the fintech investment market is the disintermediation of banking services. Top banking institutions are estimated to develop strategic approaches, such as developing smartphone payment technologies, to cope with competition from fintech platforms during the forecast period. Equity investment search has entered the online realm where various venture capitalists are investing in the market. Angel List operates as a major business angel network, and other providers help liquidate investment payments. Bitcoin is a virtual currency and payment system that relies on software and online transactions. It represents an innovative and secure cryptocurrency that can be bought with traditional money. Transactions taking place in Bitcoin currency work through peer-to-peer technology. Companies like Microsoft are investing in virtual currencies, while others like Apple and Google are focusing on wallets that allow online transactions. These adoption drivers of blockchain technology and digital wallets are expected to be the focus of the market during the forecast period.
Key FinTech Investment Market Trend
Innovation and development are key trends impelling the growth of the fintech investment market. Fintech startups in New York, Silicon Valley, London and Australia are recording steady business progress. Their clients choose tech-assisted payments, currency exchange, crowdfunding, online lending and wealth management services. This is helping fintech startups gain an edge over others in the traditional banking and financial systems. The Fintech industry in 2011 failed to attract much investment as financial institutions focused on cost reduction to maintain profit margins after the 2008 global economic crisis. There was little interest in investing or embracing new and innovative technologies. However, the current market scenario presents an enhanced picture as the industry launches new technology products. Major banks are helping to incubate, invest or partner with fintech companies. This trend indicates that financial institutions are embracing digital transformation to increase their brand value.
Key FinTech Investment Market Challenge
Privacy and security issues are one of the major challenges hindering the growth of the fintech investment market. Payment service providers may collect personal data and information about their customers to personalize advertising messages and target key customers. These practices help service providers collect data about customer profiling, behavior, and data mining. However, the indiscriminate use of such data may infringe on the privacy of customers. Location-based services also have privacy concerns like offerings and services operate based on real-time geo-based information. Data collected from smartphone devices can be abused as it is processed and stored by the vendor. Because smartphones are used for real-time monetary transactions, data theft, a collective existence in the virtual world, can cost consumers money and damage the reputation of service providers. These risks make consumers reluctant to trade online and pose a potential threat to the fintech platform market.
FinTech Investment Market report scope:
Key Takeaways from this FinTech Investment Report
- Estimate FinTech Investment market potential through analyzing growth rates (CAGR %), Volume (Units) and Value ($M) data given at country level - for product types, applications and by different industry verticals.
- Understand the supply chain in depth on the value growth at each step, in order to optimize value and bring effectiveness in your processes.
- Know the different dynamics affecting the market - challenges, key driving factors and opportunities.
- Get a quick viewpoint on the FinTech Investment market entropy - M&A's, deals, partnerships, product launches of all key companies for the historical 5 years.
- Estimate the supply-demand gaps, import-export data and regulatory landscape for more than top 20 countries worldwide for the market.
- Get complete insights on your competitor performance - market shares, strategies, financial benchmarking, product benchmarking, SWOT and more.
- Study the sales and distribution channels over key geographies to improve top-line revenues.
Frequently Asked Questions-
What is the growth rate of FinTech Investment market?
The FinTech Investment Market is growing at a CAGR of 14.7% During Forecast Period.
What are the Major types of FinTech Investment market?
Crowdfunding, Peer-to-Peer Lending, Online Acquiring and Mobile Wallets, Others
What are the applications of FinTech Investment market?
Large Enterprises, SMEs, Other
Who are the key players in FinTech Investment market?
Oscar, Qufenqi, Wealthfront, ZhongAn, Atom Bank, Avant, Funding Circle, Klarna, Kreditech, OurCrowd, WeCash, H2 Ventures, KPMG, and others.